At SOS Debt Solutions, we believe that empowering our clients with knowledge and resources is crucial for achieving and maintaining financial stability.
We provide a variety of educational tools and resources designed to help you better understand and manage your business finances. Our comprehensive eBook offers in-depth insights into debt management strategies, guiding you through the complexities of business debt relief with practical advice and actionable steps. We also offer a user-friendly debt calculator that allows you fully understand the true cost of your debt, helping you make informed decisions about your financial options. We also regularly update our blog, where we cover a wide range of topics relevant for business owners. You’ll find detailed articles about merchant cash advance loans, including their benefits and potential pitfalls, as well as strategies for managing these types of debts effectively. In addition to debt-related content, our blog features valuable business management and financial tips that can help you optimize your operations, improve cash flow, and enhance overall business performance.
If you are not currently an SOS Debt Solutions client, contact us today so we can put these tips into practice for you and help you take back control of your business.
Breaking News: SBA Cracks Down on MCA Refinancing
SBA’s New Rules Make It Harder to Refinance MCA Debt Source: SBA SOP Revision Effective June 1Â The U.S. Small Business Administration (SBA) has updated its Standard Operating Procedure (SOP) to prohibit the use of 7(a) loan proceeds for refinancing merchant cash advances (MCAs) or factoring agreements. This new policy, […]
How a New Algorithm is Changing the Price of Your MCA Debt
Technology is Redefining the Merchant Cash Advance Debt Market *References from Debanked TBF Develops MCA Debt Pricing Tool In a March 2025 announcement, TBF revealed it has developed a proprietary pricing algorithm for commercial debt portfolios—including merchant cash advances (MCAs), equipment loans, and credit card receivables. This innovation promises to […]
In The News: A Landmark Victory Against Predatory MCA Lending
Yellowstone Capital Hit with $1B Judgment for Predatory Lending: What This Means for Small Business Debt Relief In January 2025, the New York State Attorney General Letitia James secured a $1.065 billion judgment against Yellowstone Capital and 25 affiliated companies. The case alleged that Yellowstone disguised high-interest loans as […]
The Psychological Toll of Defaulting on an MCA Loan: Managing Stress and Decision-Making
Merchant Cash Advances (MCAs) can seem like a lifeline for business owners who need fast funding. But when daily or weekly repayments become unsustainable, many find themselves in a downward spiral—struggling with the overwhelming stress of defaulting on an MCA loan. Defaulting on an MCA loan doesn’t just impact your […]
Beware of High Upfront Fees
The Dangers of Using a Business Debt Settlement Company with High Upfront Fees If your business is struggling with overwhelming Merchant Cash Advance (MCA) debt, you may be considering debt settlement as a way to restructure your payments. While legitimate debt settlement companies can help you negotiate better terms, some […]