The Lack of Transparency in Debt Settlement: What Businesses Need to Know When facing overwhelming Merchant Cash Advance (MCA) debt, many business owners turn to debt settlement companies for relief. While a reputable debt settlement company can negotiate better terms and help restructure your payments, not all firms operate [...]
Can You Refinance or Consolidate Your MCA Loans? Here’s What You Need to Know Merchant Cash Advance (MCA) loans are often marketed as quick solutions for business owners who need fast funding. While they can provide immediate relief, MCA loans usually come with high costs, daily or weekly repayments, and [...]
SBA's New Rules Make It Harder to Refinance MCA Debt Source: SBA SOP Revision Effective June 1 The U.S. Small Business Administration (SBA) has updated its Standard Operating Procedure (SOP) to prohibit the use of 7(a) loan proceeds for refinancing merchant cash advances (MCAs) or factoring agreements. This new policy, [...]
Technology is Redefining the Merchant Cash Advance Debt Market *References from Debanked TBF Develops MCA Debt Pricing Tool In a March 2025 announcement, TBF revealed it has developed a proprietary pricing algorithm for commercial debt portfolios—including merchant cash advances (MCAs), equipment loans, and credit card receivables. This innovation promises to [...]
Yellowstone Capital Hit with $1B Judgment for Predatory Lending: What This Means for Small Business Debt Relief In January 2025, the New York State Attorney General Letitia James secured a $1.065 billion judgment against Yellowstone Capital and 25 affiliated companies. The case alleged that Yellowstone disguised high-interest loans as [...]
Merchant Cash Advances (MCAs) can seem like a lifeline for business owners who need fast funding. But when daily or weekly repayments become unsustainable, many find themselves in a downward spiral—struggling with the overwhelming stress of defaulting on an MCA loan. Defaulting on an MCA loan doesn’t just impact your [...]
The Dangers of Using a Business Debt Settlement Company with High Upfront Fees If your business is struggling with overwhelming Merchant Cash Advance (MCA) debt, you may be considering debt settlement as a way to restructure your payments. While legitimate debt settlement companies can help you negotiate better terms, some [...]
Why Our A Better Business Bureau (BBB) Rating Sets Us Apart When it comes to helping small businesses navigate overwhelming debt, the stakes are high — and unfortunately, so is the skepticism. That’s why BBB accreditation is rare in the business debt settlement industry. The Better Business Bureau holds companies [...]
The Hard Truths and Consequences of Defaulting On Your Business Debts Business debt doesn’t just go away if you ignore it. In fact, the longer you wait to address it, the more likely it is that your financial problems will turn into legal problems—and those are much harder and much [...]
When your business is struggling with Merchant Cash Advance (MCA) debt, debt settlement may seem like the best way to regain control of your finances. Unfortunately, many debt settlement companies make false promises of quick resolutions and massive reductions, preying on desperate business owners with misleading claims. The reality? MCA [...]